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We understand these transactions are complex and you should have questions.
A Subject-To transaction is a creative way where real estate transfers from one owner to another without paying off liens attached to the property. Typically, the mortgage will stay in the sellers name and the house will transfer over to a new buyer who promises to make payments on the seller's behalf. Learn More
Seller finance transactions upgrades the seller to a bank like status. Straight seller finance transactions are possible when the seller has 100% equity in their home - meaning no liens or mortgage attached to the property. Learn More
As the name suggests, a hybrid transaction is a combination of selling a property subject to the existing mortgage AND financing the any remaining equity left over above the loan balance. These transactions happen when a seller does not need all of their equity out immediately and is comfortable receiving those funds at a later date.
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